:root{--navy: #071366;--navy-2: #0c1b8e;--blue: #085bfd;--blue-light: #116dff;--blue-soft: #eaefff;--light: #f4f4fb;--white: #ffffff;--ink: #101332;--muted: #5d617b;--line: #e2e2e2;--radius: 10px;--shadow: 0 10px 30px rgba(7, 19, 102, .08);--shadow-lg: 0 24px 60px rgba(7, 19, 102, .16);--font: "Rubik", -apple-system, "Segoe UI", sans-serif}*{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth}body{font-family:var(--font);font-weight:300;color:var(--ink);background:var(--white);line-height:1.65;font-size:17px;-webkit-font-smoothing:antialiased}img{max-width:100%;display:block;height:auto}a{color:var(--blue);text-decoration:none}a:hover{text-decoration:none}h1,h2,h3,h4,h5{font-weight:500;line-height:1.2;color:var(--navy);letter-spacing:-.01em}.container{max-width:1180px;margin:0 auto;padding:0 24px}.container-narrow{max-width:860px;margin:0 auto;padding:0 24px}.btn{display:inline-block;padding:12px 26px;border-radius:6px;font-weight:500;font-size:15px;border:2px solid transparent;cursor:pointer;transition:all .2s ease;font-family:var(--font);text-align:center}.btn-primary{background:var(--blue);color:#fff}.btn-primary:hover{background:var(--navy)}.btn-outline{border-color:#fff;color:#fff;background:transparent}.btn-outline:hover{background:#ffffff1f}.btn-outline-blue{border-color:var(--blue);color:var(--blue);background:transparent}.btn-outline-blue:hover{background:var(--blue);color:#fff}.btn-white{background:#fff;color:var(--navy)}.btn-white:hover{background:var(--blue-soft)}.btn-sm{padding:9px 18px;font-size:14px}.site-header{position:sticky;top:0;z-index:100;background:#fff;box-shadow:0 1px #07136614,0 6px 20px #0713660a}.header-inner{display:flex;align-items:center;justify-content:space-between;gap:24px;height:76px}.site-logo img{height:44px;width:auto}.main-nav{display:flex;align-items:center;gap:4px}.main-nav>.nav-item{position:relative}.main-nav a.nav-link{display:block;padding:10px 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90px;position:relative;overflow:hidden}.hero-dark{background:linear-gradient(135deg,var(--navy) 0%,var(--navy-2) 60%,#14259e 100%);color:#fff}.hero-dark h1,.hero-dark h2{color:#fff}.hero-bg{position:absolute;inset:0;background-size:cover;background-position:center;opacity:.18;mix-blend-mode:luminosity}.hero-content{position:relative;z-index:2}.hero-center{text-align:center;max-width:900px;margin:0 auto}.hero-eyebrow{text-transform:uppercase;letter-spacing:.22em;font-size:13px;font-weight:500;color:#7db0ff;margin-bottom:18px}.hero h1{font-size:clamp(2.4rem,5vw,3.6rem);margin-bottom:22px;font-weight:500}.hero-sub{font-size:clamp(1.05rem,1.6vw,1.25rem);color:#d7ddff;max-width:780px;margin:0 auto 34px}.hero:not(.hero-dark) .hero-sub{color:var(--muted)}.hero:not(.hero-dark) .hero-eyebrow{color:var(--blue)}.hero:not(.hero-dark) h1{color:var(--navy)}.hero-ctas{display:flex;gap:14px;justify-content:center;flex-wrap:wrap}.hero-stats{display:flex;gap:20px;justify-content:center;flex-wrap:wrap;margin-top:48px}.stat-card{background:#ffffff12;border:1px solid rgba(255,255,255,.14);border-radius:var(--radius);padding:22px 34px;min-width:240px;text-align:center;backdrop-filter:blur(6px)}.stat-card .stat-label{font-size:12px;letter-spacing:.18em;text-transform:uppercase;color:#9db6ff;margin-bottom:6px}.stat-card .stat-value{font-size:34px;font-weight:600;color:#fff}.stat-card .stat-text{font-size:15px;color:#c3ccf5;margin-top:2px}.hero-mark{width:72px;margin:0 auto 20px}.section{padding:88px 0}.section-white{background:#fff}.section-light{background:var(--light)}.section-navy{background:linear-gradient(135deg,var(--navy) 0%,var(--navy-2) 100%);color:#fff}.section-navy h2,.section-navy h3{color:#fff}.section-navy p{color:#c3ccf5}.section-blue{background:var(--blue-soft)}.section-head{max-width:780px;margin:0 auto 52px;text-align:center}.section-head-left{margin:0 0 44px;text-align:left}.section-eyebrow{text-transform:uppercase;letter-spacing:.2em;font-size:13px;font-weight:500;color:var(--blue);margin-bottom:12px}.section-navy .section-eyebrow{color:#7db0ff}.section h2{font-size:clamp(1.7rem,3.2vw,2.4rem);margin-bottom:16px}.section h3{font-size:clamp(1.15rem,2vw,1.5rem);margin-bottom:12px}.section-sub{font-size:18px;color:var(--muted)}.section-navy .section-sub{color:#c3ccf5}.section-ctas{display:flex;gap:14px;margin-top:26px;flex-wrap:wrap}.feature-grid{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:center}.feature-grid.side-left .feature-media{order:-1}.feature-media img{border-radius:14px;box-shadow:var(--shadow-lg);width:100%}.feature-body h2{margin-bottom:16px}.feature-body p{margin-bottom:16px;color:var(--muted);font-size:17.5px}.feature-bullets{list-style:none;margin:10px 0 22px}.feature-bullets li{position:relative;padding:7px 0 7px 36px;color:var(--ink);font-weight:400}.feature-bullets li:before{content:"✓";position:absolute;left:0;top:8px;width:24px;height:24px;border-radius:50%;background:var(--blue-soft);color:var(--blue);font-size:13px;font-weight:600;display:flex;align-items:center;justify-content:center}.cards-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:26px}.cards-grid.cols-2{grid-template-columns:repeat(2,1fr)}.cards-grid.cols-4{grid-template-columns:repeat(4,1fr)}.card{background:#fff;border-radius:14px;padding:32px 28px;box-shadow:var(--shadow);border:1px solid rgba(7,19,102,.06);display:flex;flex-direction:column;gap:12px}.card img{border-radius:10px;margin-bottom:6px}.card h3{font-size:19px}.card p{color:var(--muted);font-size:15.5px}.card .card-cta{margin-top:auto;font-weight:500;font-size:15px}.section-light .card{background:#fff}.numbered-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:30px 48px;margin-top:40px}.numbered-item{display:flex;gap:18px}.numbered-badge{flex:0 0 44px;width:44px;height:44px;border-radius:50%;background:var(--navy);color:#fff;font-weight:600;font-size:16px;display:flex;align-items:center;justify-content:center}.numbered-item h3{font-size:18px;margin-bottom:6px}.numbered-item p{color:var(--muted);font-size:15.5px}.steps-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:26px;margin-top:44px}.step{background:#fff;border-radius:14px;padding:28px 24px;box-shadow:var(--shadow);position:relative;text-align:center}.step .step-head{display:flex;align-items:center;justify-content:center;gap:14px;margin-bottom:20px}.step .step-img{width:96px;height:96px;object-fit:cover;border-radius:12px}.step .step-num{display:inline-flex;width:30px;height:30px;border-radius:50%;background:var(--blue);color:#fff;font-weight:600;align-items:center;justify-content:center;font-size:14px;flex-shrink:0}.step h3{font-size:17px;margin-bottom:8px}.step p{color:var(--muted);font-size:15px}.thennow-grid{display:grid;grid-template-columns:1fr 1fr;gap:30px}.then-card,.now-card{border-radius:16px;padding:40px 36px}.then-card{background:#f0f0f4;border:1px solid var(--line)}.now-card{background:linear-gradient(135deg,var(--navy) 0%,var(--navy-2) 100%);color:#fff}.thennow-tag{display:inline-block;font-size:12px;font-weight:600;letter-spacing:.16em;padding:5px 12px;border-radius:4px;margin-bottom:18px}.then-card .thennow-tag{background:#dcdee8;color:var(--muted)}.now-card .thennow-tag{background:#ffffff29;color:#9db6ff}.then-card h3,.now-card h3{font-size:22px;margin-bottom:18px}.now-card h3{color:#fff}.thennow-list{list-style:none}.thennow-list li{padding:8px 0 8px 34px;position:relative;font-weight:400}.then-card .thennow-list li{color:var(--muted)}.then-card .thennow-list li:before{content:"✕";position:absolute;left:2px;color:#b3423e;font-weight:600}.now-card .thennow-list li{color:#dfe5ff}.now-card .thennow-list li:before{content:"✓";position:absolute;left:0;color:#7db0ff;font-weight:700}.quote-wrap{max-width:860px;margin:0 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